How Will Loan Modification Help?

• Lower your Interest Rate!
• Lower your Monthly Payment!
• Eliminate your Penalties & Fees!
• Extend the Term of your loan!
• Late payments & arrearages will all be forgiven!
• Reset your mortgage payments to Current!  Long term solution with a low fixed rate!
• Regardless of how far behind on mortgage payments you are, we can help!

Our Average clients save
$800 – $1000 a month!

Stop your Foreclosure Now!

How Will My Free Evaluation Help Me?

• Identify if you qualify for a loan modification
• Learn your Government approved newly modified monthly payment
• Allows for you to ask any questions you may have to an experienced industry veteran.
• Inform you of the benefits and savings you qualify for, including new reduced monthly payment
• Identify if you qualify for forbearance
• Identify if you qualify for Obama’s HAMP plan
• Identify if you qualify for Obama’s Making Home Affordable program
• Determine if your loan is owned by Fannie Mae or Freddie Mac, and see if you qualify for their special programs.

Foreclosure Prevention Programs We Offer

Obama’s Home Affordable Modification Program (HAMP)
“Produce the Note” Strategy
Loan Modification
Forbearance
Short Sales
Short Payoff Refinance
Deed in Lieu of Foreclosure
PRP Program

Free Loan Modification Evaluation!
24 Hour Response!
Find out your new rate and payment in 10 seconds based on the Obama plan!

“Struggling homeowners in every state now benefit from reduced monthly mortgage payments and have an opportunity to stay in their homes.” – Treasury Assistant Secretary Michael S. Barr.

Who Is Eligible?

• Self employed borrowers
• Fixed income borrowers
• Household with a loss of income
• Borrowers that are currently in an adjustable rate mortgage
• Borrowers that are in negative amortization loans
• Borrowers with no or negative equity
• Borrowers with bad credit
• Borrowers with provable hardship, loss of job, death, injury etc.

Hardships not a problem!

• Rate adjustment and payment increased
• Recent mortgage late payment
• Home value has decreased and now you owe more than your home is worth
• Inability to sell or rent property
• Unexpected expense has caused major financial trouble
• Illness or death of borrowers family members
• Job change, loss of work or cut in hours/pay
• Divorce or separation
• Inability to refinance your loan
• Medical bills
• Military duty
• Mortgage servicing problems

According to the Department of Treasury:

“Anyone with high combined mortgage debt compared to income or who is ‘underwater’ (owing more on their mortgage balance than the current market value of their house) may be eligible for a loan modification. This initiative will also include borrowers who show other indications of being at risk of default. Eligibility for the program will sunset at the end of three years.”

Mortgage Loan Center, LLC
Broker License # 510-MB-20022
Diego Herrera’s Lic. # 510-LO-36540